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The Law Office of Joshua L. Harmon is dedicated to providing the best legal representation possible. Specializing in the areas of Personal Injury, Bankruptcy, Criminal, DUI, Traffic and assisting in the restructuring of mortgage debt through the acquisition of Loan Modifications and loan restructuring.  This aggressive representation is offered by our staff of attorneys in Nevada and Arizona. With the combined licenses of our staff we are able to offer representation in California, Nevada, Arizona, and Pennsylvania. To learn more about our law offices and our attorneys please visit our BIO’s page.

  
Why Loan Modification?

» Reduce your loan balance (Principle Reduction)
» Lower your monthly payments
» Lower your interest rate
» Fix your adjustable rate
» Waive negatively accrued interest
» Grant extensions on payments
» Re-amortize loan to include past due payments
» Avoid Foreclosure
» SAVE YOUR HOME

If you are currently experiencing a hardship making your monthly payments to your mortgage company, take the time to read through our Loan Modifications webpages. Read more about how the loan modification services provided by The Law Office of Joshua L. Harmon can help you. Our Loan Modifications section of our website includes recent updates about the FHA changes (HPDP Press Release), Assembly Bill 149 (State of Nevada, foreclosure Law changes), Assembly Bill 152 (State of Nevada, rules for being a  Loan Modification Consultant) and an ongoing list of changes that are being experienced during this mortgage crisis. Throughout 2009, there have been many changes in this industry and a lot of fluctuation in how lenders have been participating in loan modifications and various government programs. There is also a section in our loan modification area where you can download the required Loan Modification Forms.  

WE SPECIALIZE IN PERSONAL INJURY

“Accidents and injuries can throw your life into turmoil.  You will likely suffer pain, miss work, incur medical expenses, need transportation, and have countless unanswered questions.  Let me answer your questions and work towards getting you the maximum compensation for your injuries.” – Joshua Harmon

Recent Results:

Motor Vehicle Accident – 350,000
Motor Vehicle Accident – 200,000
Dog Bite – 98,000
Motor Vehicle Accident – 100,000
Motor Vehicle Accident – 50,000 (policy limits)

The Law Office of Joshua L. Harmon specializes in providing services for people who are interested in filing Chapter 7 or Chapter 13 bankruptcy in Nevada or Arizona. There are many reasons that finally bring people to the decision to file Bankruptcy:

» Medical Bills
» Judgments
» Wage Garnishments
» Credit Card Debt
» Mortgage Debt
» Stop Foreclosure

A Chapter 7 Bankruptcy is the liquidation of all your debts without the necessity of having to make payments on a monthly basis. Your case is filed and completed in approximately 90-120 days. Chapter 7 is filed when there is no money leftover to pay creditors such as your credit cards each month. You may file for Chapter 7 bankruptcy every eight years, measured from the date of the earlier bankruptcy filing. For example, if you filed on August 1, 2000, you will not be able to file again until August 2, 2008.

Under The Bankruptcy Reform and Consumer Protection Act of 2005-what we will simply refer to it as the “new law”, you must pass the “means test” in order to qualify for Chapter 7 bankruptcy. Failure to pass this test may result in the need to file Chapter 13 Bankruptcy. Chapter 13 Bankruptcy is commonly entitled Adjustment of Debts of an Individual With Regular Income. Chapter 13 Bankruptcy will result in a repayment plan for 3-5 years, wherein you make payments to the Bankruptcy Trustee. Upon completion of the 3-5 years or repayments, all of the debts being surrendered will be discharged. To learn more about the difference between Chapter 7 and Chapter 13 please visit the Bankruptcy section of our website. You will also find a list of items that may qualify as exemptions in Bankruptcy.

Criminal | DUI | TRAFFIC

 Do not face any court, the police, or an insurance company alone – get The Law Office of Joshua L. Harmon on your side. Call today to schedule a Free consultation to speak personally with an experienced Las Vegas speeding ticket lawyer.

 Q. Free consultation? What is the catch?

A. There is no catch. There are no strings attached. There are no hidden fees. No obligations.

  Reasons to hire an attorney to handle your traffic tickets 
» Unemployment (if you drive professionally the accumulation of points can jeopardize your license/job)
» Arrest Warrants (if you fail to answer traffic ticket on time, some courts will issue warrant)
» Points added to your license (accumulation of points can cause suspension or revocation of license)
» Higher Insurance payments (citations make you a greater risk to insurance companies, and cause an increase in insurance rates)
» Driver’s license suspension/revocation(accumulation of points has consequences)
» Wasting valuable time in court

The Sobering Reality of DUI Charges and Consequences

» Jail – Incarceration
» Job loss
» Loss of driver’s license
» Insurance coverage issues
» Vehicle impound, impound costs
» Issuance of an Ignition interlock device
» Probation
» Community Service
» Alcohol education, treatment and assessment
» Restricted interstate or international travel

Attorney Joshua Harmon will diligently gather the necessary documentation, apprise you of his legal opinion, and represent you against your adversaries. Mr. Harmon will return your phone calls promptly and offers a free consultation.

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